Overall, we found that UnitedHealthcare has the best Medicare Supplement plans in Missouri, with rates that are 13% below average for the most popular plan in the nation (Plan G). However, you should also consider Anthem and Cigna for affordable plans since pricing differs widely by plan letter.
Best Medicare Supplement Plans in Missouri
Updated: May 28, 2025
Advertising & Editorial Disclosure
Key Takeaways
UnitedHealthcare offers the best and cheapest Medicare Supplement plans in Missouri for the most popular plan, with Plan G priced at $165 per month.
Medicare Supplement plans in Missouri can cost anywhere from $71 to $228 per month on average, depending on your plan selection.
To find the plan you need, ensure you check plan availability, restrictions and benefits, and compare quotes from multiple companies.
Who Are the Best Cheap Medicare Supplement Plan Companies in Missouri?
| UnitedHealthcare | $165 | $1,984 |
| Anthem | $187 | $2,248 |
| Cigna | $215 | $2,576 |
*Pricing shown is for Medicare Supplement Plan G for 65-year-olds.
Compare Personalized Best Cheap Medicare Supplement Companies in Missouri
We've listed the top companies for popular plans nationwide, but your needs might differ. Check out the filterable table below to find the best and most affordable company for you.
Data filtered by:Results filtered by:
Select
Plan Letter:A
Select
Age:65
| Anthem | $136 | $1,632 |
| Cigna | $231 | $2,770 |
| UnitedHealthcare | $124 | $1,482 |
Missouri Medicare Supplement Plan Cost
The typical Medicare Supplement plan, Plan G, costs around $189 monthly or $2,269 per year on average in Missouri. However, your rates can vary widely, ranging from $71 to $228 monthly depending on the provider and plan you select.
| A | $163 | $209 |
| B | $175 | $251 |
| C | $223 | $305 |
| F | $228 | $311 |
| G | $189 | $246 |
| K | $71 | $102 |
| L | $120 | $171 |
| N | $164 | $214 |
Missouri Medicare Supplement Coverage Guide
With many plan options to choose from and many considerations to be made, it can be especially hard to decide what Medicare Supplement plan is best and which company to choose. We've created a comprehensive guide detailing what coverages are available, how to choose which plan you need and how to find the best cheap company for you.
Missouri Medicare Supplement Plan Comparison Chart
All Medicare Supplement plans, regardless of your state, have standardized coverages. Below, we've summarized what each plan letter for Medicare Supplement, or Medigap, covers:
Plan Letter | Co-Insurance and Copayment Coverage | Deductibles and Other Coverages |
|---|---|---|
A |
|
|
B |
|
|
C |
|
|
D |
|
|
F |
|
|
G |
|
|
K |
|
|
L |
|
|
M |
|
|
N |
|
|
How to Decide Which Medicare Supplement Plan You Need
Choosing the right Medicare Supplement plan depends on your eligibility, finances, age, health and lifestyle. Consider these factors carefully to make an informed decision.
Eligibility
For new enrollees, all plans are available except Plans C and F. Those eligible for Medicare before 2020 can choose from all 10 available plans.
Age, condition and lifestyle
Determine your coverage needs by considering your age, pre-existing conditions and current lifestyle. Assess the likelihood of using different coverage options and consult with a medical professional and a Medigap/Medicare Supplement specialist for guidance.
Financial status
Your ability to pay for coverage is important, regardless of risk factors and coverage needs. Seek plans that align with your risk profile and remain within your budget.
How to Find the Best Missouri Medicare Supplement Company
Once you've decided what plan is right for you, it's time to compare companies. Below, we've detailed the key considerations when choosing a Medicare Supplement provider in Missouri.
- 1
Customer Satisfaction and Complaints
Find a Medicare Supplement provider with excellent customer service to have a smoother claims process. Use resources like J.D. Power and the NAIC to research companies with high customer satisfaction ratings in Missouri.
- 2
Plan Pricing
Comparing Medicare Supplement plans can help you discover a more affordable option with the coverage you need. Be sure to compare quotes from different companies, as prices can vary even for similar coverage levels.
- 3
Added Benefits
Some Medicare Supplement providers offer additional benefits or discounts, such as bundling with other insurance products or home security system discounts. Look into what extra benefits are included with your plan, as they might contribute to substantial savings.
Best Medigap Plans in Missouri: Bottom Line
Our top three picks for the best Medicare Supplement insurance providers in Missouri are UnitedHealthcare, Anthem and Cigna. However, to find the right plan for you, we recommend shopping around and comparing company reputations, benefits and pricing.
Medicare Supplement Plans in Missouri: FAQ
MoneyGeek answers common questions about Medicare Supplement plans in Missouri.
What is the best Medicare Supplement provider in Missouri?
For the most popular Medigap plan in Missouri, the best health insurance provider is UnitedHealthcare. The provider offers pricing that is 13% lower than the state average, making it the most affordable company in Missouri.
What is the cost of Medicare Supplement plans in Missouri?
Depending on your plan selection, pricing for Medicare Supplement plans in Missouri can range anywhere from $856 to $3,732 per year. For the most popular plan in Missouri, Plan G, average costs range from $2,269 to $2,952 per year.
How We Decided the Best Medicare Supplement Companies in Missouri
MoneyGeek collected data from the biggest Medicare Supplement/Medigap providers in Missouri for 65-year-olds and 75-year-olds. Plans were only rated as one of the best if we could obtain an accurate quote from the provider online. We used Medicare Supplement Plan G, which is the most popular plan nationwide, to determine the best and most affordable provider.
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
Passionate about economics and insurance, he aims to promote transparency in financial topics and empower others to make confident money decisions.